Payment options
Financing Options
0% financing for 12 months on approved credit — so a failed furnace in January doesn't have to be paid for all at once.
0% financing for 12 months
Deferred interest on select plans, through Financeit. On approved credit.
New systems from around $89/month
Why financing is worth considering
Heating and cooling equipment rarely fails at a convenient moment. Financing lets you install the system that is actually right for your home — properly sized, high-efficiency, eligible for the largest rebates — rather than the cheapest thing that fits this month's budget.
That matters more than it sounds. The gap in running costs between a bottom-tier system and a high-efficiency one is significant over 15 years, and the high-efficiency option is usually the one that attracts several thousand dollars in provincial rebates.
How it works
- Get a quote. We assess your home and give you fixed pricing with any rebates you qualify for already applied.
- Choose a plan. We'll walk you through the available terms and what each means in monthly cost.
- Apply. The application goes through Financeit and decisions are typically quick.
- We install. Once approved, we schedule the work.
Stack financing with rebates
Financing and rebates are not alternatives — they work together. BC Hydro, CleanBC and FortisBC programs can reduce the cost of a heat pump substantially, and financing covers what is left. See our current rebates page for what is available.
Financing is provided by Financeit and is subject to credit approval. Rates, terms and promotional periods are set by the lender and can change. This page is a summary — the lender's agreement is the binding document, and you should read it before signing.
FAQ
Financing questions
Who provides the financing?
We finance through Financeit, a Canadian consumer-finance provider used widely in the home-improvement trades. Applications are handled by them, not by us.
What does "deferred interest" mean?
On a deferred-interest plan, no interest is charged during the promotional period provided the balance is paid in full before it ends. If a balance remains at the end of the term, interest may be charged from the original purchase date. Read the plan terms carefully before signing.
Does applying affect my credit score?
A financing application involves a credit check, which can affect your score. The specifics depend on the provider and the plan — ask us before you apply and we will point you at the right details.
Can I combine financing with rebates?
Yes. Rebates reduce the total cost of the job and financing spreads what remains. We apply the rebates you qualify for to the quote before the financed amount is calculated.
Can I pay it off early?
Most plans allow early repayment. Terms vary by plan, so confirm the specifics with the provider before you sign.
Ask about financing
Tell us what you're looking at and we'll come back with options.